A historical mortgage license record is evidence about a named entity at a particular date. It is not proof of a current authorization or a relationship with a similarly named lender.
Read the source: NYDFS · November 16, 2018 cease-and-desist order (PDF)
Use identifiers with the legal name
Search NMLS Consumer Access and the relevant state regulator using the complete company name, address and any identifier on your original document. A matching word such as Franklin is insufficient.
Continue: 1st Franklin Financial: Licenses and NMLS Explained
What is verified here
NYDFS’s 2018 order identifies Franklin First Financial Ltd. as a licensed mortgage banker and addresses its New York activity. The current 1FFC website identifies a different corporation with NMLS #141654. We do not certify the former lender’s present license status.
Continue: Franklin First vs. 1st Franklin: Which Company Do You Mean?
Frequently asked questions
Is NMLS registration a guarantee of approval or safety?
No. A registry is an identity and licensing tool, not a guarantee about a loan or an individual transaction.
Which identifier belongs to current 1FFC?
Its official disclosures display NMLS #141654. Verify it on the official site and registry before acting.
Does NMLS 1630 identify the former lender?
This guide has not verified that identifier against an official historical registration record. Search the full legal name and compare dates and addresses in NMLS Consumer Access; do not substitute current 1FFC’s NMLS #141654.
Sources
Read the original documents and company pages behind this guide.
- NYDFS · November 16, 2018 cease-and-desist order (PDF) www.dfs.ny.gov · reviewed October 16, 2026
- 1FFC · Official licenses and disclosures www.1ffc.com · reviewed October 16, 2026
- NMLS Consumer Access · Official license search www.nmlsconsumeraccess.org · reviewed October 16, 2026
