1st Franklin Financial’s official disclosures identify the company with NMLS #141654 and state-specific licensing information. Confirm the legal name and current status in official registries before relying on a license claim.
Read the source: 1FFC · Official licenses and disclosures
Where to verify
Start with the company’s Licenses and Disclosures page and NMLS Consumer Access. Match the entity, branch, state and product. A national identifier does not mean every product is offered in every state.
Continue: Franklin First Financial: NMLS and License Records
Licensing is not product approval
A license record does not guarantee a borrower qualifies, that a particular rate is available, or that a company is a bank. Use written loan disclosures to evaluate an offer.
Continue: Is 1st Franklin Financial Legit? How to Verify a Lender
Do not confuse historical mortgage licenses
A historical residential-mortgage license footer does not establish current mortgage new lending. The company’s financial reporting says it stopped originating real-estate loans in 2024; old portfolio servicing is a different activity.
Continue: 1st Franklin Financial: Historical Real Estate Loans
Frequently asked questions
What is the NMLS number on the company site?
The official disclosures display #141654.
Does that identify Franklin First Financial Ltd.?
No. Use the complete legal name rather than substituting similarly named businesses.
Sources
Read the original documents and company pages behind this guide.
- 1FFC · Official licenses and disclosures www.1ffc.com · reviewed October 16, 2026
- NMLS Consumer Access · Official license search www.nmlsconsumeraccess.org · reviewed October 16, 2026
- SEC EDGAR · 1st Franklin Financial Corporation, 2025 annual report www.sec.gov · reviewed October 16, 2026
