THE SHORT ANSWER

Franklin Financial Services Corporation’s official corporate profile identifies it as the bank holding company for F&M Trust, with a Pennsylvania and Maryland banking presence. It is a different company from 1st Franklin Financial Corporation.

A researcher reviewing historical company documents

Read the source: Franklin Financial Services Corporation · Official corporate profile

Investor information can lead to the wrong company

A share-price or dividend search for Franklin Financial may return this issuer. That does not mean a 1FFC loan customer owns or is dealing with the same corporation.

Continue: Who Owns 1st Franklin Financial?

Use the corporate profile

The linked official profile identifies the subsidiary and stock symbol FRAF. Financial statements, investor contacts and disclosures should be read within that issuer’s own reporting record.

Continue: 1st Franklin Financial: Annual Reports and Filings

For account assistance

Use the actual bank or lender named in your agreement. A holding-company investor contact is not automatically a servicing contact for a consumer loan.

Continue: Franklin Finance: A Guide to Similar Company Names

Frequently asked questions

Is FRAF the stock of 1FFC?

The cited corporate profile belongs to Franklin Financial Services Corporation, a different issuer.

Is F&M Trust the same as Franklin First Financial Ltd.?

The sources we checked do not show that identity.

Sources

Read the original documents and company pages behind this guide.

  1. Franklin Financial Services Corporation · Official corporate profile www.franklinfin.com · reviewed October 16, 2026
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