1st Franklin Financial’s official site lists its corporate headquarters at 135 E. Tugalo Street, Toccoa, Georgia 30577. The Toccoa consumer branch has a different listed street address.

Read the source: 1FFC · Official contact information
Headquarters versus branch
The reviewed Toccoa branch listing gives 25 Stephen Circle and a local branch telephone number. Do not assume a corporate mailing address is a walk-in lending office or a loan-payment destination.
Use an account-specific destination
For payments, documents or payoff requests, confirm the destination with the branch or official portal. A headquarters address in a footer is not a substitute for your contract’s instructions.
Continue: 1st Franklin Financial: Contact and Customer Care Guide
Company identity
Both records belong to the Georgia-based 1st Franklin Financial Corporation, not the former Melville mortgage lender. The full name and state avoid a common search-result mix-up.
Continue: 1st Franklin Financial History: From 1941 to Today
Frequently asked questions
Where is headquarters?
The official site lists 135 E. Tugalo Street, Toccoa, GA 30577.
Is the Toccoa branch at the same address?
The branch directory reviewed lists 25 Stephen Circle. Confirm before visiting.
Sources
Read the original documents and company pages behind this guide.
- 1FFC · Official contact information www.1ffc.com · reviewed October 16, 2026
- 1FFC · Official Toccoa branch directory www.1ffc.com · reviewed October 16, 2026





