Check with your branch before bringing cash. The 1FFC payment page says branches are moving to cashless payments and describes PayNearMe cash payments at participating retailers, initially for Texas and South Carolina customers.
Read the source: 1FFC · Official payment options
Get the correct payment barcode
The company says a branch representative supplies a barcode tied to your loan. A generic barcode found online is not a substitute. Confirm retailer eligibility, payment amount, fees and when the payment will reach the loan.
Two official pages differ
The general FAQ mentions cash at a branch; the dedicated payment page describes the transition. Because a rollout can vary, we present the discrepancy rather than declaring a single rule for every office.
Continue: 1st Franklin Financial: Paying by Phone or Debit Card
Plan around the due date
Retail hours are not the lender’s posting cutoff. Keep the cash-payment receipt and ask how to trace a missing payment. The provider’s fees can differ from lender payment-method fees.
Continue: 1st Franklin Financial Hours: Branch and Support Guide
Frequently asked questions
Is PayNearMe available in every state?
The payment page reviewed limits that description to Texas and South Carolina and says other states are coming. Verify current availability.
Can I mail cash?
Use an accepted, traceable payment method confirmed by the lender rather than mailing cash.
Sources
Read the original documents and company pages behind this guide.
- 1FFC · Official payment options www.1ffc.com · reviewed October 16, 2026
- 1FFC · Official frequently asked questions www.1ffc.com · reviewed October 16, 2026
